Bank of India (BOI) has released an official notification for the recruitment of Credit Officers in the General Banking Officer (GBO) Stream in various scales. Eligible candidates can apply online from 30 June 2026 to 20 July 2026 through the official Bank of India website.
Candidates interested in building a career in the banking sector should carefully read the eligibility criteria, age limit, educational qualifications, and other important instructions before submitting the online application.
Bank of India Recruitment 2026 Overview
| Organization Name | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Advertisement No. | Project No. 2026-27/01 |
| Total Vacancies | 779 Posts |
| Qualification | Any Graduate, MBA/PGDM |
| Apply Mode | Online |
| Last Date To Apply | 20 July 2026 |
Important Dates
| Event | Date |
|---|---|
| Notification Released | 29 June 2026 |
| Start Date to Apply Online | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
Bank of India Vacancy 2026
| Scale | Vacancies |
|---|---|
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 |
Note: Out of the total 779 vacancies, 475 vacancies are unfilled vacancies carried forward from the previous recruitment (Project 2025-26/01 dated 01.11.2025).
Category-wise Vacancy Details
| Category | Vacancies |
|---|---|
| SC | 118 |
| ST | 59 |
| OBC | 205 |
| EWS | 80 |
| General | 317 |
| Total | 779 |
Scale-wise Vacancy Distribution
| Scale | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Grand Total | 118 | 59 | 205 | 80 | 317 | 779 |
Eligibility Criteria
Educational Qualification
Candidates must possess the required educational qualification from a recognized University/Institute along with the required post-wise experience.
Credit Officer (MMGS-II)
- Graduation (in any discipline) from a recognized University or equivalent qualification approved by the Government of India.
- Preference may be given to candidates having professional qualifications such as MBA (Finance), CA, ICWA, CFA, FRM or equivalent as mentioned in the notification.
Credit Officer (MMGS-III)
- Graduation from a recognized University.
- Additional professional qualifications are desirable as specified in the official notification.
Credit Officer (SMGS-IV)
- Graduation from a recognized University.
- Professional qualifications and extensive banking/credit experience as prescribed in the notification.
Candidates should ensure they fulfill all educational eligibility conditions before submitting the online application. Educational qualification certificates must have been obtained on or before 01 June 2026.
Experience Required
Relevant post-qualification experience in the Banking/Financial Sector is mandatory.
| Scale | Required Experience |
|---|---|
| MMGS-II | Minimum 2 years experience in processing credit proposals in Scheduled Commercial Banks/Financial Institutions/NBFCs. |
| MMGS-III | Minimum 4 years relevant experience in credit appraisal/credit processing. |
| SMGS-IV | Minimum 7 years relevant experience in credit with supervisory/managerial responsibilities. |
Candidates must upload relevant experience certificates during the online application process and produce original documents during the interview.
Age Limit (As on 01 June 2026)
Candidates must meet the prescribed age criteria as on 01 June 2026.
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age Relaxation
Age relaxation is applicable for SC, ST, OBC (Non-Creamy Layer), PwBD, Ex-Servicemen, Persons affected by 1984 riots and other eligible categories as per Government of India and Bank of India rules.
Salary (Pay Scale)
Selected candidates will receive salary as per the Bank of India Officer Scale Pay Matrix, along with applicable allowances and benefits.
| Scale | Basic Pay |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
In addition to the basic pay, selected candidates will be eligible for:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Medical Benefits
- Leave Benefits
- Pension/NPS Benefits
- Other allowances as per Bank rules.
Application Fee
Candidates are required to pay the application fee online while submitting the application form. The fee is non-refundable and includes applicable GST.
| Category | Application Fee |
|---|---|
| SC / ST / PwBD | ₹175/- (Intimation Charges Only) |
| General / OBC / EWS / Other Candidates | ₹850/- (Application Fee + Intimation Charges) |
Selection Process
Selection will be conducted in the following stages:
- Online Examination
- Personal Interview
- Document Verification
- Medical Fitness Test
The Bank may shortlist candidates based on the online examination depending upon the number of applications received. Final selection will be based on performance in the prescribed selection process.
How to Apply Online?
Eligible candidates can apply online by following these steps:
- Visit the official Bank of India website.
- Go to the Career section.
- Click on Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.
- Click on Apply Online.
- Register using your valid email ID and mobile number.
- Complete the application form carefully.
- Upload the required documents.
- Pay the application fee through online mode.
- Preview the application and verify all details.
- Submit the application form.
- Download and print the final application form and e-receipt for future reference.
Documents Required
During Online Application
Candidates should keep the following documents ready:
- Recent Passport-size Photograph
- Live Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Educational Certificates
- Experience Certificates
- Valid Photo ID
- Category Certificate (if applicable)
At the Time of Interview
Candidates must produce original documents along with self-attested photocopies.
- Interview Call Letter
- Online Application Form Printout
- Date of Birth Proof
- Educational Qualification & Experience Certificates
- Aadhaar Card/PAN Card/Passport/Voter ID/Driving Licence or other valid Photo ID
- SC/ST/OBC Certificate
- EWS/PwBD Certificate or Ex-servicemen Certificate (if applicable)
- No Objection Certificate (Government Employees)
Important Links
| Link | Action |
|---|---|
| Official Notification PDF | View & Download Here |
| Apply Online | ibpsreg.ibps.in/boicojun26 |
| Official Website | bankofindia.bank.in |
Frequently Asked Questions (FAQs)
A total of 779 vacancies have been announced.
The last date to submit the online application is 20 July 2026.
- SC/ST/PwBD: ₹175
- General/OBC/EWS: ₹850
Candidates should be between 25 and 32 years as on 01 June 2026.
Yes. However, candidates working in Government or Public Sector Organizations must produce a No Objection Certificate (NOC) at the time of the interview.
